CDs are a great way to earn a higher dividend payment on your savings dollars with no risk to your initial investment.  CDs also enable you to choose how long you want your funds to be invested.

• Regular CDs and IRA CDs are offered at $1,000.00 minimum values and a maturity terms of 6 (regular only), 12, 24, 36, 48 and 60 months.   
  
• The Annual Percentage Rate (APR) may change at the end of the maturity period, however members have a ten (10) day grace period beginning on the maturity date to withdraw funds without penalty.  Dividends may be paid monthly to a share account or compounded to the Certificate of Deposit. 
  
• The penalty for early withdrawal of any Certificate of Deposit is forfeiture of 90 days of dividends.  This penalty may reduce the principal of the Certificate of Deposit.

To open a Regular or IRA Certificate of Deposit, please stop in to the Credit Union during office hours.