Non-purchase, first mortgage and mobile home loans are available from your credit union! A variety of loan products and terms can be tailored to meet your needs, so please contact the Credit Union to determine the best option for your specific situation.
Non-Purchase Home Mortgage Loans
First mortgage loans are now available to those members who own their own home and have at least 30% equity in their personal residence.
This loan is specifically designed for the member who wants a low interest loan and no more than a fifteen-year repayment. Fees for these loans are very low compared to our competitors, and making payments via payroll deduction, electronic payments or automatic transfers makes repayment especially easy. The credit union has no intent of selling these loans to another lender, so please contact the credit union via phone at 515-243-2677 or email at firstname.lastname@example.org for current rates.
Purchase Home Mortgage Loans or First Mortgage Loans in excess of 70% loan-to-value
The credit union can partners with Midwest Family Lending in Urbandale, Iowa, to offer mortgage loans. These loans are available for purchasing a new home, higher loan to value loans, and loans needed of longer maturities. Please contact the credit office union to set up an appointment, or to discuss loan options, terms and current rates.
Mobile Home Loans
Mobile home loans are available with terms up to 10 years for new and used homes. Our guidelines require the member to have a minimum of 20% down.
Complete a secure Loan Application online at your convenience, or call or stop by the credit union office to apply.