Credit Union History
    
The credit union, one of the oldest in the state, began serving its members in 1931. Its purpose was to provide Des Moines police officers and their families credit at a fair and reasonable rate, to encourage habits of thrift and to provide the opportunity to use and control their savings for their mutual benefit. The integrity of our membership has allowed us to establish a long-standing tradition of providing low interest loans and high interest savings.
      
     
Safety & Soundness
    
Des Moines Police Officers Credit Union consistently receives high ratings from the Iowa credit union regulatory agency confirming our sound management and safe lending practices. Our reserves are considerably above the national average of 10% for credit unions of our size. Each member's savings is federally insured up to $250,000 by NCUA, a United States government agency.
      
     
Regulation & Supervision
    
The credit union was state chartered in 1931 under the provisions of Chapter 533 of the Code of Iowa. It is regulated by the "Superintendent of Credit Unions" who is appointed by the governor to direct and regulate credit unions. The Credit Union Division of the Department of Commerce conducts annual audits and examinations.